Terms of Use

1. Overview

These Terms of Use govern access to and use of the Yelence platform, available at yelence.com, operated by Novitxe, a simplified joint-stock company (SAS) under French law, registered with the French Trade and Companies Register under SIREN number 842 438 400. Full company identification details are available on our legal notice page. By accessing the platform, you acknowledge that you have read and accept these Terms without reservation.

Version 2.0 — last updated September 4, 2026.

2. Description of service

Yelence is an investment readiness assessment tool for African startups and SMEs. The platform automatically generates a weighted score and report based on information entered by the user. Outputs:

• —are based solely on data provided by the user,
• —are indicative and do not constitute a definitive judgment on the quality of a project,
• —do not constitute financial, legal, or investment advice of any kind.

No output produced by the platform constitutes a guarantee of obtaining financing.

3. User responsibilities

The user is solely responsible for:

• —the accuracy and truthfulness of the information entered,
• —any decisions made based on the generated outputs.

Reports generated by the platform may be:

• —downloaded and retained by the user,
• —used in the context of fundraising efforts,
• —shared with third parties at the user's own responsibility.

Novitxe shall not be held liable for the interpretation or use made of the results by the user or any third party.

4. Access and payment

The base assessment is available free of charge. The full report is available through a one-time payment or via a credit-based system. All payments are processed securely via Stripe. All fees paid are non-refundable except in the case of a verified technical error.

5. Limitation of liability

To the extent permitted by applicable law, Novitxe shall not be held liable for:

• —investment or financing decisions made based on platform outputs,
• —any funding refusal linked to the use of the platform,
• —any indirect loss, lost profit, or consequential damage.

6. Personal data

Data collected through use of the platform is used to provide the service, improve it, and produce aggregated analyses. Full details of purposes, legal bases, and specific processing (including cohort processing and how the automated score works) are described in our privacy policy, which prevails over this summary.

• —provide and maintain the service,
• —improve our tools and assessment models,
• —produce aggregated, anonymized sector analyses.

No personal data is sold to third parties.

6b. Technical subprocessors

To provide its services, the platform relies on the following categories of subprocessors, each bound by a data processing agreement compliant with Article 28 GDPR. The name of each provider is listed in our records of processing activities, available on request at contact@yelence.com:

• —hosting of the platform and of data (cloud infrastructure; European Union for data stored via our database provider),
• —secure payment processing (PCI-DSS certified provider; your card details never transit through our servers),
• —automated analysis of questionnaire answers to generate reports (artificial intelligence provider). Data transmitted is limited to questionnaire answers and is not used to train third-party models,
• —transactional email delivery (account confirmation, reports, notifications).

Some of these subprocessors may process your data outside the European Economic Area. Such transfers are governed by Standard Contractual Clauses approved by the European Commission.

6c. Right of withdrawal

If you are a consumer under applicable consumer law, you are generally entitled to a 14-day withdrawal period after a distance purchase. As the paid report is digital content supplied immediately after payment, this right may be waived in accordance with applicable consumer-protection provisions governing digital content, provided that, before payment, you have: given your express consent for performance to begin immediately, and expressly waived your right of withdrawal. Both are collected via a checkbox at checkout, and proof of your consent (timestamp, accepted text) is retained. If you are not a consumer under this regulation (purchase made on behalf of a company or in a professional capacity), the right of withdrawal does not automatically apply to your purchase.

7. Intellectual property

The Yelence platform, its algorithms, assessment grids, content and interfaces are the exclusive property of Novitxe and are protected by applicable law. Any reproduction, extraction or use not expressly authorized is strictly prohibited.

8. Updates to Terms

Novitxe reserves the right to modify these Terms. In the event of a substantial change, registered users will be notified by email at least 14 days before the new terms take effect. The update date is shown at the top of this document. If you do not accept the new terms, you must stop using the platform before they take effect.

9. Governing law and jurisdiction

These Terms are governed by French law. Any dispute relating to their interpretation or performance shall be subject to the exclusive jurisdiction of the competent French courts, subject to mandatory consumer-protection provisions. For any questions, contact us at: contact@yelence.com